Credit Officers Job at ENCOT Microfinance
Vacancy Title:
Credit Officer
Location:
Jobs in Uganda 2023 – 2024
Work Hours:
Full-time, 08 hours per day
Salary:
UGX
No. of Vacancies:
01
Application Deadline:
May 31, 2024
Hiring Organization:
ENCOT Microfinance
Job Details:
Serving over 36,000 clients in 17 districts of the Mid-Western and Central regions of Uganda, ENCOT Microfinance Limited (ENCOT) is a fast-growing, innovative microfinance institution with a social impact mission. Operating a network of 10 branches in locations such as Hoima, Masindi, Kigumba, Kagadi, Nakasongola, Kawempe, Luweero, Bweyale, Katikara, and Karuguuza, ENCOT’s mission is to provide microfinance services to low-income smallholder farmer communities, particularly women, helping them create their own paths out of poverty through job creation. ENCOT is urgently seeking dynamic, self-motivated, and result-oriented professionals to fill the following position:
Position: Credit Officer
Purpose:
The Credit Officer is responsible for directly selling loans and credit services offered by ENCOT to customers, ensuring 100% recovery of the assigned loan portfolio (both current and past-due), and maintaining customer satisfaction in accordance with ENCOT’s strategic objectives and credit policies.
Key Duties and Responsibilities:
- Client mobilization and training.
- Loan processing.
- Loan recoveries.
- Customer care.
- Loan utilization follow-up.
- Delinquency management.
- Reporting as required.
- Contributing to general organizational development as a key staff member.
- Performing any other duties competently and professionally.
Education and Experience:
- Diploma in Social Work, Education, Business Studies, or a related field.
- No prior experience required.
- Must be able to ride a motorcycle.
- Age 27 years or below.
Core Capabilities:
- High level of honesty, integrity, and accountability.
- Ability to achieve results while working independently with little supervision.
- Effective communication skills (written, verbal, and non-verbal).
- Critical thinking and problem-solving skills.
- Willingness to learn, adapt, and innovate.
- Ability to work collaboratively in teams.
- Willingness to travel frequently to the field as required.
- Capability to work and live in rural communities, especially among the poor.
- Fluency in English and some local languages.
SEE MORE: Partnership & Dev’t Officer Job at ENCOT Microfinance
Note: Field transport and other facilitation will be provided.
Application Procedure:
Qualified and interested candidates should submit their applications in PDF format (Cover Letter, CV, and copies of relevant academic documents) by email to hr@encot.org or hand-deliver to any branch. All applications should be addressed to:
The Human Resource Officer
ENCOT Microfinance Ltd
Plot 88 Port Road, Masindi
P.O. BOX 389, Masindi
Please note that only shortlisted candidates will be contacted. Documents submitted for application purposes will not be returned.
