SME Credit Analyst at KCB Bank
Company: KCB Bank
Deadline: 20 April 2024
Location: Uganda
About KCB Bank: KCB Bank is a leading financial institution in Uganda, committed to providing innovative and sustainable financial solutions.
Job Summary: We are currently seeking a diligent and detail-oriented SME Credit Analyst to join our team. The successful candidate will be responsible for analyzing credit data and financial information of Small and Medium Enterprises (SMEs) to assess their creditworthiness and risk level.
Key Responsibilities:
- Evaluate credit applications from SME clients to determine their eligibility for loans and credit facilities.
- Analyze financial statements, cash flow projections, and other relevant financial information to assess the financial health and risk profile of SMEs.
- Conduct thorough credit risk assessments and make recommendations based on findings.
- Prepare detailed credit analysis reports and present findings to management for decision-making purposes.
- Monitor the performance of existing SME loan portfolios and identify potential risks or delinquencies.
- Collaborate with other departments, such as Relationship Managers and Risk Management, to ensure effective credit risk management practices.
- Stay updated on industry trends, regulations, and best practices related to SME lending and credit analysis.
Qualifications and Experience:
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- At least 2 years of experience in credit analysis, preferably in the banking or financial services sector.
- Strong analytical skills with the ability to interpret financial data and trends.
- Excellent communication and presentation skills.
- Proficiency in financial analysis software and MS Office applications.
- Ability to work independently and as part of a team in a fast-paced environment.
How to Apply:
Interested and qualified candidates should submit their applications, including a detailed CV and cover letter Click Here to Apply
